Workers' Compensation Insurance Solutions

NYS School Safety Group 491

Workers' compensation insurance solutions for New York schools

For more than 45 years, NYS School Safety Group 491 has been providing Workers' Compensation insurance solutions to New York's schools. By assisting schools in promoting a safe work environment and reducing employee injuries, aggressively managing claims and offering a cost-effective premium, NYS Safety Group 491 has been able to return over $100 million in dividends to its members.

NYS School Safety Group 491 is underwritten by the New York State Insurance Fund, directed by the Safety Group 491 Executive Committee and managed by Glatfelter Brokerage Services.

Program Availability

NYS School Safety Group 491 is available to New York State K-12 schools including:

  • Public School Districts
  • Charter Schools
  • Private Schools
  • Special Education Schools


  • Fully insured — backed by the full faith and credit of the State of New York
  • Upfront policy discounts for qualified risks
  • Potential end-of-year dividends based on the group's performance
  • No claim liability for funding shortfalls or insolvency
  • Accident analysis and trending reports
  • Claim reserve reviews
  • Experience modification factor review and forecasting
  • Workers' Compensation premium budget projections
  • Audit review and class code verification
  • Extensive library of resources specific to schools